November 2025: Revaluation of the Agirc-Arrco supplementary pension.
From November 1, 2025, approximately 14 million private sector retirees will see an increase in their Agirc-Arrco supplementary pension. (See calendars for details.)
Timing and Calendar:
The increase is adjusted to the inflation rate published by INSEE, excluding tobacco, but with a 0.4 percentage point discount to preserve the program's financial balance. With inflation estimated at around 1%, the increase should be between 0.6% and 0.8%.
Trends for 2026: In
concrete terms, a pension
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2026: A still uncertain year
. Several scenarios are circulating for 2026. Under the Bayrou government, a "blank year" was considered: not increasing basic pensions to save several billion euros.
Since the political transition, this idea has not been confirmed, but it remains a topic of debate. If the current rule of indexing to inflation is maintained, a modest increase of approximately 1.2% could be applied in January 2026, taking effect in the February payment. Final decisions will be known in the fall of 2026, at the time of the vote on the budget and the Social Security financing law. Retirement News
Read more on the next page.
A concrete example of impact:
Let's consider a retiree receiving a basic pension of €1,000 and a supplementary pension of €600, totaling €1,600 per month.
January 2025: +2.2% increase in the basic pension = approximately +€22 per month, or €264 per year.
November 2025: +0.6% to +0.8% increase in the supplementary pension = +€3.60 to +€4.80 per month, or €43 to €58 per year.
In 2025, this retiree will therefore earn approximately €310 to €320 more.
In 2026, a +1.2% increase in the basic pension would represent approximately +€12 per month, or €144 per year. But if the "blank year" were to occur again, this increase would disappear.
Pension and retirement
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